... my approach to solving needs is client  driven.


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Products and Plans

Discount Term Life                          Universal Life
Whole Life                                       Index Universal Life                                 


Disability Income Protection             Overhead Expense Coverage

Disability Buy-Sell Coverage            Salary Allotment Programs
Mortgage Protection Plans               Long-Term Care Coverage   

             

Private Pension Plans                     Pensions Plans
Split Dollar Coverage                      Buy-Sell Funding Coverage
Executive Bonus                             Deferred Compensation Plans
Key Person Coverage                    


IRA’s and IRA Rollovers                 401(k) Plans


Auto & Homeowners*                     Business Liability*
Umbrella Coverage*                       Property Coverage*
Individual Health Coverage*           Dental Coverage*
Group Health Coverage*            


Annuities – Single Premium, Deferred, Indexed, Immediate

 * Property and casualty coverage and all healthcare coverage offered in association with other independent brokers.